I love the tabbed look of “January” “February” and “March” 2012 and you can see the month forward or behind to keep track.Of course, you can always watch the prerecorded courses as well. Seriously, they even have LIVE ONLINE CLASSES to help you with your budget.They even created a YNAB philosophy to show that they care about you. They want you to save and they want you to stop living pay cheque to pay cheque. Call me crazy, but the YNAB people actually sound like they CARE (unlike the big conglomerate companies I suppose).If you are paranoid about hackers accessing your information on (really, who isn’t? We all should be paranoid, unfortunately) but you don’t like the sterility of Quicken, then YNAB may be for you.It’s FREE for you to try for 34 days…and then.It has really nifty charts and graphs that appeal further to the visual person in you.You can track your budget on the go with the app, and then SYNC your data (safely through wifi connection, IP addresses, and a password) with YNAB on your computer.There’s an Android and iPhone application for YNAB (yes, there’s an app for that) the downside is that it’s $4.99 (for the iPhone).You can manually import/ download your data from your banking account just like you can do for Quicken.User-friendly (not as user-friendly as but easier than Quicken, that’s for sure!).Easy on the eyes, very visually friendly.Runs on a MAC (need I say more, Mac fans?) (and of course runs on the PC as well).Without further delay here is my PROs and CONs list for YNAB 3: PROS: Stop living paycheck to paycheck (they want you to spend THIS month what you earned LAST month).Roll with the punches (the software is smart enough to take off the money you go OVER your budget in January from February- so that you WILL feel guilty and won’t be tempted to think you’re starting fresh… thus making you more accountable).Save for a rainy day (or other infrequent expenses like car insurance, property taxes, vacations etc.).Thirdly, they seem to truly care about your budget because of their YNAB methodology They have a YNAB philosophy composed of 4 principles or rules: I am a big fan of easy-to-read, to-the-point instructions. Secondly, there are instructions that you can click on when you toggle it with your cursor. It’s intuitive and it feels like “Quicken” but it is more aesthetically pleasing and user-friendly.įor one, there are video instructions on how to get started. It has apparently taken the personal finance world by storm unbeknownst to me… and I can see why. What does it stand for? You Need a Budget. (What can I say, I’m a total convert to the Mac) I know Quicken is a powerful machine/beast but for a simple gal like me, I was looking for something that wasn’t so difficult to look at and worked on my Mac without me having to go to a windows interface. Don’t get me wrong, Quicken is great and there are so many people who swear by it. Sorry guys- no food porn today.Īs many of you know, I had a huge Quicken Home and Business software usage FAIL in January (despite my attempts, I was unable to master it or intuitively understand it). (Sorry Sandy I know you love my food posts!) I haven’t been out to eat very much so I don’t have anything new to share this month. Instead of the usual food post, thought I’d post this for you for “food for thought” lol. For complete and current information on any advertiser product, please visit their Web site. Advertisers are not responsible for the contents of this site including any editorials or reviews that may appear on this site.
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